Home and Contents cover for those who know what they need

• Get discounts that mount up

  If you take out Essentials Home Insurance online, you'll be looking at up to 15% off the cost of cover. If you combine your contents cover with your buildings cover, it could be worth up to another 5% off your contents premium which increases up to 7.5% at renewal. And there are further reductions on your contents premium if

  1. You have security locks on your external doors and accessible windows.
  2. You have a professionally maintained burglar alarm.
  3. You're 45 and over.

  And remember, there's no additional charge if you'd rather pay your premium monthly by Direct Debit, unlike some insurers.

• It's easy to get in touch

  You'll have access to three helplines: 24 hour emergency repairs, a customer service and legal advice service. It's all on the end of a phone.

• Fewer forms to deal with

  Many claims can be dealt with by phone, and we aim to settle within 7 days. If what you claim for is stolen or damaged beyond repair, we will usually replace it new for old.

• Essentials Home Insurance is flexible

  You can also choose to add on the following options. Just let us know which you'd like.

  1. Extended accidental damage cover which covers you for things like spilling paint on the carpet.
  2. Protection against liability for legal bills to the value of £50,000, for example if you have a boundary dispute with a neighbour.
  3. Cover for personal valuables like cameras when you're away from home.

• You don't need a mortgage with Abbey

  We could cover you whoever your mortgage is with, or even if you don't have one at all.

Before you apply you’ll need to read the Essentials Policy summary to see what’s covered and the Key facts about our insurance services which will tell you about the services we provide and the advice we can give you.

If you want, you can access the full policy document wording.

• Apply now

• Or apply by phone on

  0800 587 0027

• Or we can even call you

  Call me back