• Choose the level of your cover
  • Pay your premiums monthly by direct debit at no extra cost
  • Claim simply and quickly by phone
  • Further discounts available

Tailor our policy to fit your needs

If you know how much you want to cover your house or contents for, and you want clear, simple cover then Essentials Home Insurance could be for you. There are other good reasons to consider it, too. You can pay your premiums monthly by direct debit at no extra cost, you save up to 15% if you apply online and you can choose whether or not you want to add any extra options to your policy. You'll automatically get access to our 24 hour helplines and claims are usually handled quickly and efficiently by phone, which means no forms and no delays. If you're looking for buildings or contents insurance, or both together, find out how Essentials could cover everything you want at a price that may pleasantly surprise you.

More information

Before you apply you’ll need to read the Essentials Policy summary to see what’s covered and the Key facts about our insurance services which will tell you about the services we provide and the advice we can give you.

If you want, you can access the full policy document wording.